Old 10-13-2007, 04:50 AM   #1 (permalink)
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Building Up Credit?

trying to get a cell phone with my name but the thing is i aint got no credit at all so im asking how you foos in here build up ur credit i asked arund with my sis and friends but half of the time they bull shits me one of em is saying to get a credit card and buy stuff this true?????????? and how long will it take
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Old 10-13-2007, 12:28 PM   #2 (permalink)
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if ur 19 your credit should be fine
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Old 10-13-2007, 12:41 PM   #3 (permalink)
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Buy a creedit card, buy shit and pay it off.. then you'll have good credit. an easy way to do it is like buy shit for ppl and have em pay u for it
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Old 10-13-2007, 01:08 PM   #4 (permalink)
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let me tell u this son.ive had bills up to my ears before,without shit to do,i almost got my credit fucked (but most companues don give a fuck bout that cause they just wanna make money)
but i just put my mind straight and after some time i got them paid,now im all clear and good.so son just keep ur head up everything will be good just fix the shit ur into
 
Old 10-13-2007, 03:24 PM   #5 (permalink)
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if ur 19 your credit should be fine
lmao at this idiot
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Old 10-13-2007, 04:41 PM   #6 (permalink)
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trying to get a cell phone with my name but the thing is i aint got no credit at all so im asking how you foos in here build up ur credit i asked arund with my sis and friends but half of the time they bull shits me one of em is saying to get a credit card and buy stuff this true?????????? and how long will it take
whats wrong with getting someone to co-sign it
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Old 10-13-2007, 04:50 PM   #7 (permalink)
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lmao at this idiot
i know right, its the exact opposite. if your parent has good credit try to co-sign a credit card or something. then your credit will go up if you pay it off in time.
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Old 10-13-2007, 04:51 PM   #8 (permalink)
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i know right, its the exact opposite. if your parent has good credit try to co-sign a credit card or something. then your credit will go up if you pay it off in time.
yeah and buy a credit report makesure there aint shit on there that you own that's pass due or some shit... pay all that off..


if you got a parent with old ass credit card they been paying for long, have them add you to their shit, that'd gradually improve ur shit since all those payments on time will be transfered to you too (this worked like 6 months ago iunno if it does still)
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Old 10-13-2007, 04:54 PM   #9 (permalink)
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my brother and my dad(who has amazing credit cause he always pays the full bill) signed up for a circuit city credit card, my brother used it a couple times and it raised his credit cause of how good my dads was(i think they started the card at like a 15k monthly limit )
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Old 10-13-2007, 05:58 PM   #10 (permalink)
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whats wrong with getting someone to co-sign it

no one wants to co sign for me cause i aint got a job and even if i di they wouldnt

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Originally Posted by Capnchronic View Post
Buy a creedit card, buy shit and pay it off.. then you'll have good credit. an easy way to do it is like buy shit for ppl and have em pay u for it
Word think this is the best way to go


Thanks for the info......
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